Gallatin County property record for 190 Keystone Dr, Belgrade, MT 59714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,900 sqft · built 2015 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,907 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF54494 |
| Primary APN | 00RFF54494 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Attic | Attic |
| Attic Area | 270 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 742 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 00RFF54494 |
|---|---|
| Street Address | 190 KEYSTONE DR |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 8, LOT 1, ACRES 0.47, PLAT J-420 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | COBBLESTONE SUB |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 201 |
190 Keystone Dr is owned and occupied by two individuals who acquired it in January 2023.
Source: Gallatin County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 KEYSTONE DR, BELGRADE, MT 59714-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING |
| Jan 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2023 |
| Deed Sale | Jan 3, 2023 |
| Prior Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 20232793524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 190 KEYSTONE DR, BELGRADE, MT 59714-9628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 820 SUMNER DR 26, 26, FAYETTEVILLE, NC 28303-5556 |
| Document Number | 0002796301 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2796301 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jan 3, 2023 |
| Property Address | 190 KEYSTONE DR, BELGRADE, MT 59714-9628 |
| Document Number | 0002793524 |
| Map Reference | PL J-420 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2793524 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 820 SUMNER DR APT 26, 26, FAYETTEVILLE, NC 28303-5556 |
| Document Number | 0002793525 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2793525 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 190 Keystone Dr was $6,907, up 114% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,907.00 (+113.97%) | $786,100 (-) | $786,100 (-) Land $197,909 Building $588,191 |
| 2025 | $3,228.00 | $786,100 | $786,100 Land $197,909 Building $588,191 |
| 2023 | $4,383.00 | $723,500 | $723,500 Land $151,331 Building $572,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Keystone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Keystone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572 |
|---|---|
| Water Source | Purchased groundwater from LANDMARK SUBDIVISION |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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