87 Keystone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 87 Keystone Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2006
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,400 (Jul 2006)
Tax Bill	$2,477 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54479`

Property Details

APN / Parcel Number

Primary APN	`00RFF54479`
Alternative APNs	`06-0903-04-1-14-05-0000` `R0637430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54479
Street Address	87 KEYSTONE DR
City	BELGRADE
State	MT
Zip	59714-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 7, LOT 7, ACRES 0.46, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	7
Legal Lot Number	7
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2049
Census Tract	201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 KEYSTONE DR, BELGRADE, MT 59714-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2006 · Amount on Record
Deed Sale	Jul 3, 2006 · Amount on Record
Deed Document Number	20062233354
Prior Transfer Date	Jun 30, 2006
Prior Transfer Doc	2233354
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Jul 17, 2026
Property Address	87 KEYSTONE DR, BELGRADE, MT 59714-9626
Document Number	0002881834
Instrument Date	Jul 13, 2026
Instrument	20262881834
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 KEYSTONE DR, BELGRADE, MT 59714-9626

Mortgage

Document Number	0002881834,
Date	Jul 17, 2026
Instrument	20262881834

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	87 KEYSTONE DR, BELGRADE, MT 59714-9626
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002768903
Date	Mar 3, 2022
Instrument	2768903

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	87 KEYSTONE DR, BELGRADE, MT 59714-9626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2696058
Date	Aug 20, 2020
Instrument	2696058

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	87 KEYSTONE DR, BELGRADE, MT 59714-9626
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2641335
Date	Apr 2, 2019
Instrument	2641335

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,477.00 (-27.95%)	$653,300 (+15.18%)	$653,300 (+15.18%) Land $196,344 Building $456,956
2023	$3,438.00	$567,200	$567,200 Land $150,001 Building $417,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572
Water Source	Purchased groundwater from LANDMARK SUBDIVISION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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