176 Keystone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 176 Keystone Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,577 sqft · built 2006
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,300 (Mar 2020)
Tax Bill	$6,671 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54493`

Property Details

APN / Parcel Number

Primary APN	`00RFF54493`
Alternative APNs	`06-0903-04-1-15-15-0000` `R0637444`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,466 sqft
Upper Floors Area	768 sqft
Attic	Attic
Attic Area	250 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54493
Street Address	176 KEYSTONE DR
City	BELGRADE
State	MT
Zip	59714-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 8, LOT 2, ACRES 0.461, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	8
Legal Lot Number	2
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2050
Census Tract	201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 KEYSTONE DR, BELGRADE, MT 59714-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Mar 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Jan 19, 2007 · Amount on Record
Deed Document Number	20202674844
Prior Transfer Date	Jan 16, 2007
Prior Transfer Doc	2254385
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	176 KEYSTONE DR, BELGRADE, MT 59714-9628
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2720174
Date	Feb 10, 2021
Instrument	2720174

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Mar 4, 2020
Property Address	176 KEYSTONE DR, BELGRADE, MT 59714-9628
Document Number	2674844
Instrument Date	Feb 28, 2020
Instrument	2674844
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	176 KEYSTONE DR, BELGRADE, MT 59714-9628

Mortgage

Document Number	2674845
Date	Mar 4, 2020
Instrument	2674845

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	176 KEYSTONE DR, BELGRADE, MT 59714-9628
Transaction Type	Mortgage
Record Updated	Jan 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2602075
Date	Dec 22, 2017
Instrument	2602075

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	61303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,671.00 (+113.95%)	$759,300 (-1.07%)	$759,300 (-1.07%) Land $196,501 Building $562,799
2025	$3,118.00 (-31.53%)	$767,500 (+2.09%)	$767,500 (+2.09%) Land $196,501 Building $570,999
2023	$4,554.00	$751,800	$751,800 Land $150,135 Building $601,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572
Water Source	Purchased groundwater from LANDMARK SUBDIVISION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

176 Keystone Dr, Belgrade, MT 59714 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Keystone Dr

Nearby Streets

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