190 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 190 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,356 sqft · built 1967
Lot Size	0.925 acres (40,293 sqft)
Owner	2 Trust Names on Record
Last Sale	$339,000 (Mar 2002)
Tax Bill	$10,568 (2026)
Deeds & Mortgages	Sep 2023 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-11 000012`

Property Details

APN / Parcel Number

Primary APN	`R-11 000012`
Alternative APNs	`STOW M:000R-11 P:012` `M:000R=11 P:012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,293 sqft (0.925 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-11 000012
Street Address	190 HUDSON RD
City	STOW
State	MA
Zip	01775-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2015
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	190 HUDSON RD, STOW, MA 01775-1251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2002 · Amount on Record
Deed Sale	Mar 28, 2002 · Amount on Record
Deed Document Number	20021442
Last Transfer Date	Aug 24, 2023
Transfer Doc	081966-220
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Sep 6, 2023
Property Address	190 HUDSON RD, STOW, MA 01775-1251
Document Number	081966-220
Book / Page	81966 / 220
Instrument Date	Aug 24, 2023
Instrument	100359
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HUDSON RD, STOW, MA 01775-1251

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	190 HUDSON RD, STOW, MA 01775-1251
Document Number	75093-500
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HUDSON RD STOW MA 017751251, STOW, MA 01775-1251

Mortgage

Document Number	75093-500
Date	Jul 13, 2020
Book Page	075093/000500
Instrument	111629

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2035

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,568.00 (+11.42%)	$591,400 (+8.61%) Land $353,600 Building $237,800	$655,928 (-6.75%)
2025	$9,485.00 (+1.93%)	$544,500 (-0.69%) Land $336,700 Building $207,800	$703,380
2024	$9,305.00 (+0.74%)	$548,300 (+7.62%) Land $308,500 Building $239,800
2023	$9,237.00	$509,500 Land $280,500 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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