174 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 174 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,716 sqft · built 1970
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2017)
Tax Bill	$12,094 (2026)
Deeds & Mortgages	Feb 2022 Refinance Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11 000009`

Property Details

APN / Parcel Number

Primary APN	`R-11 000009`
Alternative APNs	`STOW M:000R-11 P:009` `M:000R=11 P:009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	3,945 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-11 000009
Street Address	174 HUDSON RD
City	STOW
State	MA
Zip	01775-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2015
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 HUDSON RD, STOW, MA 01775-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 20, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jun 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Deed Book / Page	69447 / 46
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	174 HUDSON RD, STOW, MA 01775-1207
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079680-489
Date	Feb 14, 2022
Book Page	79680/489
Instrument	23726

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	174 HUDSON RD, STOW, MA 01775-1207
Document Number	72579-267
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HUDSON RD STOW MA 017751207, STOW, MA 01775-1207

Mortgage

Document Number	72579-267
Date	May 10, 2019
Book Page	072579/000267
Instrument	60170

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 16, 2017
Property Address	174 HUDSON RD, STOW, MA 01775-1207
Document Number	69447-46
Book / Page	069447 / 000046
Instrument Date	Jun 8, 2017
Instrument	91397
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HUDSON RD STOW MA 017751207, STOW, MA 01775-1207

Mortgage

Document Number	69447-48
Date	Jun 16, 2017
Book Page	069447/000048
Instrument	91398

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,094.00 (+12.28%)	$676,800 (+9.46%) Land $355,700 Building $321,100	$756,686 (+9.67%)
2025	$10,771.00 (+2.36%)	$618,300 (-0.29%) Land $338,800 Building $279,500	$689,985
2024	$10,523.00 (+1.85%)	$620,100 (+8.81%) Land $310,400 Building $309,700
2023	$10,332.00	$569,900 Land $282,100 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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