199 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 199 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,652 sqft · built 2000
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Last Sale	$563,500 (May 2013)
Tax Bill	$16,004 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-2 010A-1`

Property Details

APN / Parcel Number

Primary APN	`R-2 010A-1`
Alternative APNs	`STOW M:000R-2 P:010A-1` `M:000R=2 P:010A=1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	4,536 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-2 010A-1
Street Address	199 HUDSON RD
City	STOW
State	MA
Zip	01775-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 HUDSON RD, STOW, MA 01775-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
May 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2013 · Amount on Record
Deed Sale	May 1, 2013 · Amount on Record
Prior Sale	Oct 28, 2003 · Amount on Record
Deed Book / Page	61724 / 134
Transfer Doc	61724-134
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	Jun 24, 2026
Property Address	199 HUDSON RD, STOW, MA 01775-1216
Document Number	0000075699
Book / Page	85776 / 567
Instrument Date	Jun 18, 2026
Instrument	202675699
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 HUDSON RD, STOW, MA 01775-1216

Mortgage

Document Number	0000075699,
Date	Jun 24, 2026
Book Page	85776/567
Instrument	202675699

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	199 HUDSON RD, STOW, MA 01775-1216
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082123-123
Date	Oct 23, 2023
Book Page	82123/123
Instrument	119822

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	199 HUDSON RD, STOW, MA 01775-1216
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080867-381
Date	Oct 25, 2022
Book Page	80867/381
Instrument	158903

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	199 HUDSON RD, STOW, MA 01775-1216
Document Number	74736-431
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 HUDSON RD STOW MA 017751216, STOW, MA 01775-1216

Mortgage

Document Number	74736-431
Date	May 26, 2020
Book Page	074736/000431
Instrument	78707

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,004.00 (+4.91%)	$895,600 (+2.27%) Land $405,400 Building $490,200	$971,946 (+4.8%)
2025	$15,255.00 (+10.74%)	$875,700 (+7.87%) Land $386,000 Building $489,700	$927,390
2024	$13,776.00 (+3.23%)	$811,800 (+10.28%) Land $355,200 Building $456,600
2023	$13,345.00	$736,100 Land $324,500 Building $411,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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