190 E Main St, #194, Rochester, NY 14604 Property Records

Monroe County and Rochester City property record for 190 E Main St, #194, Rochester, NY 14604

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	31,482 sqft · built 1910
Lot Size	0.12 acres (5,239 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Dec 2013)
Tax Bill	$7,410 (2026)
Deeds & Mortgages	Dec 2022 Construction Loan Dec 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003773-00.0`

Property Details

APN / Parcel Number

Primary APN	`003773-00.0`
Alternative APNs	`140012123000020100000000` `261400 121.23-2-10`

Interior

Units	10 Units
Stories	6 Stories
Building Area	31,482 sqft Gross Area
Basement Area	5,247 sqft
Unfinished Basement	5,247 sqft
Elevator	Elevator

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,239 sqft (0.12 acres)
Lot Dimensions	158 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003773-00.0
Street Address	190 E MAIN ST, 194
City	ROCHESTER
State	NY
Zip	14604-1621
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	0090.00 111 05 01289 W7 SEC B JOHNSON&SEYMOUR TR
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2018
Census Tract	9401

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25 CANTERBURY RD, 201, ROCHESTER, NY 14607-3447
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Construction Mortgage THE UPSTATE NATIONAL BANK
Dec 12, 2022	Deed of Trust, Mortgage · Construction Mortgage THE UPSTATE NATIONAL BANK
Nov 17, 2020	Deed of Trust, Mortgage · Construction Mortgage THE UPSTATE NATIONAL BANK
Nov 13, 2020	Deed of Trust, Mortgage UPSTATE NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2013 · Amount on Record
Deed Sale	Dec 10, 2013 · Amount on Record
Deed Document Number	2013881
Deed Book / Page	11337 / 363
Prior Transfer Date	Aug 10, 1998
Prior Transfer Doc	9049000059
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	190 E MAIN ST # 194, 194, ROCHESTER, NY 14604-1621
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 ELTON ST, ROCHESTER, NY 14607-1219

Mortgage

Document Number	0000000693
Date	Dec 12, 2022
Book Page	30158/446
Instrument	202212120693

Lender

Name	THE UPSTATE NATIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	190 E MAIN ST # 194, 194, ROCHESTER, NY 14604-1621
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 ELTON ST, ROCHESTER, NY 14607-1219

Mortgage

Document Number	0000000692
Date	Dec 12, 2022
Book Page	30158/426
Instrument	202212120692

Lender

Name	THE UPSTATE NATIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	190-194 E MAIN ST, ROCHESTER, NY 14604
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 ELTON ST, ROCHESTER, NY 14607-1219

Mortgage

Document Number	0000000473
Date	Nov 17, 2020
Book Page	28862/354
Instrument	202011170473

Lender

Name	THE UPSTATE NATIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	190-194 E MAIN ST, ROCHESTER, NY 14604
Document Number	0000000475
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34 ELTON ST ROCHESTER NY 146071219, ROCHESTER, NY 14607-1219

Mortgage

Document Number	0000000475
Date	Nov 17, 2020
Instrument	475

Lender

Name	UPSTATE NAT'L BK
Type	Bank
Address	150 STATE ST # 3RD, ROCHESTER, NY 14614-1353

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,410.00 (+79.38%)
2025	$4,131.00	$1,731,500 (+33.19%) Land $60,100 Building $1,671,400	$1,731,500 (+10.55%) Land $60,100 Building $1,671,400
2023		$1,300,000 Land $60,100 Building $1,239,900	$1,566,265 Land $72,410 Building $1,493,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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