190 E Indian School Ln, Banning, CA 92220 Property Records

Riverside County property record for 190 E Indian School Ln, Banning, CA 92220

Property Summary

Property Type	Home Plus Accessory Dwelling Unit
Details	2 bd · 1 ba · 1,872 sqft · built 1951
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Feb 2018)
Tax Bill	$4,720 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`534-131-022`

Property Details

APN / Parcel Number

Primary APN	`534-131-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.259 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	534131022
Street Address	190 E INDIAN SCHOOL LN
City	BANNING
State	CA
Zip	92220-2134
Property Category	Residential
Property Type	Residential > Single Family > Home Plus Accessory Dwelling Unit
Local Zoning Code	R1
Legal Description	.26 ACRES IN POR LOTS 13 & 14 MB 012/063 BAILEYS SUB
Legal Subdivision	BAILEYS SUB
Legal Lot Number	13,14 14
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2004
Census Tract	44200

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 CONEJO DR, SAN BERNARDINO, CA 92404-2663
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 27, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Prior Sale	Oct 4, 2010
Deed Document Number	2018-0073596
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	190 E INDIAN SCHOOL LN, BANNING, CA 92220-2134
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CONEJO DR, SAN BERNARDINO, CA 92404-2663

Mortgage

Document Number	0000010222
Date	Jan 7, 2022
Instrument	2022-0010222

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 27, 2018
Property Address	190 E INDIAN SCHOOL LN, BANNING, CA 92220-2134
Document Number	0000073596
Instrument Date	Feb 20, 2018
Instrument	73596
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E INDIAN SCHOOL LN BANNING CA 922202134, BANNING, CA 92220-2134

Mortgage

Document Number	73597
Date	Feb 27, 2018
Instrument	73597

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,720.00 (+2.1%)	$339,069 (+4.04%) Land $85,335 Building $253,734
2023	$4,623.00 (+2.14%)	$325,904 Land $82,022 Building $243,882
2022	$4,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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