St. Johns County property record for 190 Cobalt Ln, Saint Augustine, FL 32092 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,866 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $309,800 (2020) |
| Tax Bill | $7,136.00 (2025) |
| Primary APN | 010015-0200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,447 sqft Gross Area |
| 1st Floor Area | 1,866 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 411 sqft Garage |
| Porch | Finished Screened Porch |
| Porch Area | 170 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 190 COBALT LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 96/40-52 SHEARWATER PHASE 2C LOT 20 OR5105/469 & 5501/884(D/M) &5526/499(Q/C) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 34 |
| Legal Subdivision | SHEARWATER PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010015-0200
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Mar 30, 2022 | GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC |
| Nov 20, 2020 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 2020105979 |
| Deed Book / Page | 5105 / 469 |
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 0055260499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 190 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 190 COBALT LN, ST AUGUSTINE, FL 32092-0091 |
| Document Number | 0055260500 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 5526/500 |
| Instrument | 2022033083 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Jurisdiction | ST JOHNS FL |
|---|---|
| Recording Date | Mar 30, 2022 |
| Property Address | 190 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Document Number | 0055260499 |
| Book / Page | 5526 / 499 |
| Map Reference | MB 96 PG 40-52 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022033082 |
| Record Updated | Apr 13, 2022 |
| Title Company | GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 1575 TAWNY MARSH CT, 1575, SAINT AUGUSTINE, FL 32092-2456 |
| Name | Verified Name |
|---|---|
| Address | 190 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 20, 2020 |
| Property Address | 190 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Document Number | 0051050469 |
| Book / Page | 5105 / 469 |
| Map Reference | MB 96 PG 40 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 2020105979 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,168.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 190 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Document Number | 5105473 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 5105/473 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,358 (+2.7%) | $372,838 (+1.72%) Land $100,000 Building $272,838 | |
| 2025 | $7,136.00 (+7.37%) Homeowner's exemption | $353,805 (+5.99%) | $366,516 (+9.79%) Land $100,000 Building $266,516 |
| 2024 | $6,646.00 (+2.03%) | ||
| 2023 | $6,514.00 (+4.17%) Homeowner's exemption | $333,819 (-3.75%) | $333,819 (-3.75%) Land $90,000 Building $243,819 |
| 2022 | $6,253.00 Homeowner's exemption | $346,810 | $346,810 Land $84,000 Building $262,810 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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