St. Johns County property record for 176 Cobalt Ln, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,648 sqft · built 2020 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $361,500 (May 2020) |
| Tax Bill | $7,356 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010015-0180 |
| Primary APN | 010015-0180 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 2,280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 176 COBALT LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 96/40-52 SHEARWATER PHASE 2C LOT 18 OR4948/760 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 34 |
| Legal Subdivision | SHEARWATER PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010015-0180
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 176 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 22, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 202039570 |
| Deed Book / Page | 4948 / 760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 176 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 176 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Document Number | 0055560326 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 5556/326 |
| Instrument | 2022047991 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 22, 2020 |
| Property Address | 176 COBALT LN, SAINT AUGUSTINE, FL 32092-0091 |
| Document Number | 0049480760 |
| Book / Page | 4948 / 760 |
| Map Reference | MB 96 PG 40 |
| Instrument Date | May 19, 2020 |
| Instrument | 2020039570 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,530.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 176 COBALT LN, ST AUGUSTINE, FL 32092-0091 |
| Document Number | 4948764 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 4948/764 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,154 (+2.7%) | $439,720 (-0.29%) Land $100,000 Building $339,720 | |
| 2025 | $7,356.00 (+7.45%) Homeowner's exemption | $370,160 (+2.9%) | $441,014 (-3.12%) Land $100,000 Building $341,014 |
| 2024 | $6,846.00 (+2.03%) Homeowner's exemption | $359,728 (+3%) | $455,213 (+13.07%) Land $100,000 Building $355,213 |
| 2023 | $6,710.00 (+5.89%) Homeowner's exemption | $349,250 (+3%) | $402,580 (-4.39%) Land $90,000 Building $312,580 |
| 2022 | $6,337.00 Homeowner's exemption | $339,078 | $421,045 Land $84,000 Building $337,045 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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