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184 Cobalt Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 184 Cobalt Ln, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,027 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$494,900 (2026)
Tax Bill$7,660.00 (2025)

Property Details

APN / Parcel Number

Primary APN010015-0190

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,027 sqft Living Area
Gross Area2,599 sqft Gross Area
1st Floor2,027 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address184 COBALT LN
CitySAINT AUGUSTINE
StateFL
Zip32092-0091
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description96/40-52 SHEARWATER PHASE 2C LOT 19 OR5802/472
Legal Range27E
Legal Township05S
Legal Section34
Legal SubdivisionSHEARWATER PHASE 2C
Legal Phase2C
Legal Block1
Legal Lot Number19
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010015-0190

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
ATLANTIC MORTGAGE
Aug 01, 2023Warranty Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC
Jul 21, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Oct 26, 2020Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2026 · Amount on Record
Deed SaleJul 09, 2026 · Amount on Record
Prior SaleAug 01, 2023 · Amount on Record
Deed Doc Number202658946
Deed Book / Page6398 / 1857
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 09, 2026
Property Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091
Document Number0000058946
Book / Page6398 / 1857
Instrument DateJun 25, 2026
Instrument202658946
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$349,894.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091

Mortgage

Document Number0000058947,
DateJul 09, 2026
Instrument202658947
Lender
NameATLANTIC MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 01, 2023
Property Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091
Document Number0058020472
Book / Page5802 / 472
Map ReferenceMB 96 PG 40-52
Instrument DateJul 26, 2023
Instrument2023060265
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyRTS TITLE AND ESCROW, FORTIS TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address47 HOWELL CT, SAINT AUGUSTINE, FL 32092-1244

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091

Mortgage

Document Number0005802475
DateAug 01, 2023
Instrument5802/475
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 COBALT LN, ST AUGUSTINE, FL 32092-0091

Mortgage

Document Number0053231510
DateJul 21, 2021
Book Page5323/1510
Instrument2021081002
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 26, 2020
Property Address184 COBALT LN, SAINT AUGUSTINE, FL 32092-0091
Document Number0050800808
Book / Page5080 / 808
Map ReferenceMB 96 PG 40
Instrument DateOct 20, 2020
Instrument2020094933
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,268.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILLIPS HIGHWYA #77, 9440, JACKSONVILLE, FL 32256

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 COBALT LN, ST AUGUSTINE, FL 32092-0091

Mortgage

Document Number5080812
DateOct 26, 2020
Instrument5080/812
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$394,710 (+0.51%) Land $100,000 Building $294,710$394,710 (+0.51%) Land $100,000 Building $294,710
2025$7,660.00 (+3.35%) Homeowner's exemption$392,713 (+29.39%)$392,713 (+11.48%) Land $100,000 Building $292,713
2024$7,412.00 (+20.91%)
2023$6,130.00 (+6.28%) Homeowner's exemption$303,505 (+3%)$352,258 (-3.95%) Land $90,000 Building $262,258
2022$5,768.00 Homeowner's exemption$294,665$366,746 Land $84,000 Building $282,746

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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