Washoe County property record for 190 Circle Pl, Verdi, NV 89439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,668 sqft · built 1989 |
| Lot Size | 0.749 acres (32,656 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $554,000 (Sep 2017) |
| Tax Bill | $6,215 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-045-38 |
| Primary APN | 038-045-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,668 sqft Living Area |
| 1st Floor Area | 2,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Concrete |
| Lot Area | 32,656 sqft (0.749 acres) |
| Garage Type | Attached |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 552 sqft |
| Patio Area | 552 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 70748 |
|---|---|
| Street Address | 190 CIRCLE PL |
| City | VERDI |
| State | NV |
| Zip | 89439-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | VERDI LAKE EST LT 10 FR LT 11 BLK C |
| Legal Range | 18 |
| Legal Township | 19 |
| Legal Subdivision | VERDI LAKE ESTATES |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | VERDI |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 2302 |
190 Circle Pl is owned and occupied by two individuals who bought it in September 2017.
Source: Washoe County records, as of January 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 CIRCLE PL, VERDI, NV 89439-8133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Sep 28, 2017 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on File |
| Deed Sale | Sep 28, 2017 · Amount on File |
| Prior Sale | Mar 1, 2001 · Amount on File |
| Deed Document Number | 4749132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 190 CIRCLE PL, VERDI, NV 89439-8133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0005101892 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 5101892 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 190 CIRCLE PL, VERDI, NV 89439-8133 |
| Document Number | 0004973826 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 CIRCLE PL VERDI NV 89439, VERDI, NV 89439 |
| Document Number | 0004973826 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 4973826 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 28, 2017 |
| Property Address | 190 CIRCLE PL, VERDI, NV 89439-8133 |
| Document Number | 0004749132 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 4749132 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | CAPITAL TITLE COMPANY OF NV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,271.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 CIRCLE PL VERDI NV 89439, VERDI, NV 89439 |
| Document Number | 4749133 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 4749133 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
The 2025 property tax bill for 190 Circle Pl was $6,215.
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,215.00 | $197,960 Land $88,550 Building $109,410 | $565,600 Land $253,000 Building $312,600 |
| 2023 | $5,329.00 | $190,991 Land $84,700 Building $106,291 | $545,688 Land $242,000 Building $303,688 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 Circle Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1986–2005) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Circle Pl is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 47% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERDI MEADOWS UTILITY COMPANY INC private · serves 510 people · EPA ID NV0000196 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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