181 Circle Pl, Verdi, NV 89439 Property Records

Washoe County property record for 181 Circle Pl, Verdi, NV 89439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,128 sqft · built 1992
Lot Size	0.755 acres (32,905 sqft)
Owner	Trust Name on File
Last Sale	$395,000 (May 2000)
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`038-045-04`

Property Details

APN / Parcel Number

Primary APN	`038-045-04`
Alternative APN	`70726`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,128 sqft Living Area
1st Floor Area	1,844 sqft
2nd Floor Area	1,284 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	32,905 sqft (0.755 acres)
Garage Type	Attached
Garage Area	1,336 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	440 sqft
Deck Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	70726
Street Address	181 CIRCLE PL
City	VERDI
State	NV
Zip	89439-8133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	VERDI LAKE ESTATES LT 9 BLK C
Legal Range	18
Legal Township	19
Legal Subdivision	VERDI LAKE ESTATES
Legal Block	C
Legal Lot Number	9
Jurisdiction	WASHOE NV
Township / Civil Division	VERDI
Census Block Group	2
Census Block	2030
Census Tract	2302

Owner

181 Circle Pl is held in a trust since September 2016.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 66, VERDI, NV 89439-0066
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2000 · Amount on File
Deed Sale	May 26, 2000 · Amount on File
Prior Sale	Sep 7, 2016
Deed Document Number	0002450619
Deed Book / Page	038
Last Transfer Date	Sep 26, 2016
Transfer Doc	0004636282
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	181 CIRCLE PL, VERDI, NV 89439-8133
Transaction Type	Mortgage
Record Updated	Jul 7, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66, VERDI, NV 89439-0066

Mortgage

Document Number	0005386855
Date	Jun 20, 2023
Instrument	5386855

Lender

Name	HERITAGE BANK OF NEVADA
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 181 Circle Pl was $5,591.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,591.00	$226,127 Land $88,550 Building $137,577	$646,078 Land $253,000 Building $393,078
2023	$5,200.00	$215,621 Land $84,700 Building $130,921	$616,060 Land $242,000 Building $374,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Circle Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1986–2005)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Circle Pl is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 64% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERDI MEADOWS UTILITY COMPANY INC private · serves 510 people · EPA ID NV0000196
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T.

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