170 Chambers St, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 170 Chambers St, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,144 sqft · built 1993
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,420 (2026)
Deeds & Mortgages	Dec 2025 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COM-0009265`

Property Details

APN / Parcel Number

Primary APN	`COM-0009265`
Alternative APN	`263889 101.04-1-18.121`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,208 sqft
2nd Floor Area	936 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	289,238 sqft (6.64 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	COM-0009265
Street Address	170 CHAMBERS ST
City	SPENCERPORT
State	NY
Zip	14559-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T. LOT 108 TWP.3 RNG. 1 BUTTNER SUB L-2 270-42
Legal Block	1
Legal Lot Number	18.121
Jurisdiction	MONROE NY
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1000
Census Tract	14903

Owner

170 Chambers St is owned and occupied by two individuals.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 CHAMBERS ST, SPENCERPORT, NY 14559-9701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Dec 11, 2025
Property Address	170 CHAMBERS ST, SPENCERPORT, NY 14559-9701
Document Number	202503364365
Book / Page	13153 / 689
Map Reference	LB 270 PG 42
Instrument Date	Dec 11, 2025
Instrument	202503364365
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 CHAMBERS ST, SPENCERPORT, NY 14559-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	170 CHAMBERS ST, SPENCERPORT, NY 14559-9701

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	170 CHAMBERS ST, SPENCERPORT, NY 14559-9701
Document Number	0000000477
Book / Page	027436 / 000035
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CHAMBERS ST SPENCERPORT NY 145599701, SPENCERPORT, NY 14559-9701

Mortgage

Document Number	0000000477
Date	Dec 14, 2017
Book Page	027436/000035
Instrument	477

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 170 Chambers St was $10,420 with a homeowner's exemption, up 3.3% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Ogden Town
Unified School District	Spencerport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,420.00 (+3.25%) Homeowner's exemption
2025	$10,092.00	$400,000 (-) Land $42,800 Building $357,200	$404,000 (+1%) Land $43,228 Building $360,772
2024	Homeowner's exemption	$400,000 (+65.43%) Land $42,800 Building $357,200	$400,000 (+14.16%) Land $42,800 Building $357,200
2023		$241,800 (-) Land $42,200 Building $199,600	$350,400 (+18.82%) Land $61,153 Building $289,247
2022		$241,800 Land $42,200 Building $199,600	$294,900 Land $51,467 Building $243,433
2021	$8,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Chambers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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