Kenton County property record for 190 Beaver Ct, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 2002 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Sep 2020) |
| Tax Bill | $1,536 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-114.00 |
| Primary APN | 045-30-01-114.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,064 sqft Finished Area |
| Gross Area | 1,184 sqft |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0453001114.00 |
|---|---|
| Street Address | 190 BEAVER CT |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 7 LOT 114 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 7 |
| Legal Lot Number | 114 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-01-114.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 BEAVER CT, COVINGTON, KY 41017-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARDIAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Jun 18, 2001 · Amount on Record |
| Deed Document Number | 0000044808 |
| Deed Book / Page | 44 / 808 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 22, 2020 |
| Property Address | 190 BEAVER CT, COVINGTON, KY 41017-9130 |
| Document Number | 0000000226 |
| Book / Page | 000044 / 000808 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 226 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1337 BRIGHTLEAF BLVD ERLANGER KY 410183853, ERLANGER, KY 41018-3853 |
| Document Number | 227 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 00M100/000703 |
| Instrument | 227 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 190 BEAVER CT, COVINGTON, KY 41017-9130 |
| Document Number | 0000000227 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 190 BEAVER CT COVINGTON KY 410179130, COVINGTON, KY 41017-9130 |
| Document Number | 0000000227 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 00M100/000703 |
| Instrument | 227 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,536.00 (-7.02%) | $155,000 (-) Land $25,000 Building $130,000 | $155,000 (-) Land $25,000 Building $130,000 |
| 2023 | $1,652.00 | $155,000 Land $25,000 Building $130,000 | $155,000 Land $25,000 Building $130,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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