185 Beaver Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 185 Beaver Ct, Covington, KY 41017 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 998 sqft · built 2000
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jan 2019)
Tax Bill$2,105 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN045-30-01-117.00

Property Details

APN / Parcel Number

Primary APN045-30-01-117.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area998 sqft Finished Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address185 BEAVER CT
CityCOVINGTON
StateKY
Zip41017-9131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUMBERLAND RIDGE SEC 7 LOT 117
Legal SubdivisionCUMBERLAND RIDGE
Legal Phase7
Legal Lot Number117
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2004
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-01-117.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 BEAVER CT, COVINGTON, KY 41017-9131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jan 15, 2019Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC
Aug 16, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number201901 15 059 00190
Deed Book / Page4216 / 87
Prior Transfer DateMay 26, 2005
Prior Transfer Doc0005900175
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address185 BEAVER CT, COVINGTON, KY 41017-9131
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900053
DateOct 05, 2021
Book Page280/816
Instrument21100505900053
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 15, 2019
Property Address185 BEAVER CT, COVINGTON, KY 41017-9131
Document Number0000000190
Book / Page0I4216 / 000087
Instrument DateJan 04, 2019
Instrument190
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 BEAVER CT COVINGTON KY 410179131, COVINGTON, KY 41017-9131

Mortgage

Document Number193
DateJan 15, 2019
Book Page0I4216/000092
Instrument193
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 14, 2049

Mortgage

Document Number194,
DateJan 15, 2019
Book Page0I4216/000108
Instrument194
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 14, 2029
Interest
Rate TypeAdjustable Rate

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateAug 16, 2018
Property Address185 BEAVER CT, COVINGTON, KY 41017-9131
Document Number0000000133
Book / Page0I4149 / 000256
Instrument DateJul 23, 2018
Instrument133
Transaction TypeForeclosure
Record UpdatedAug 31, 2018

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 532 BURLINGTON KY 410050532, BURLINGTON, KY 41005-0532

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,105.00 (-7.06%)$212,500 (-) Land $25,000 Building $187,500$212,500 (-) Land $25,000 Building $187,500
2023$2,265.00$212,500 Land $25,000 Building $187,500$212,500 Land $25,000 Building $187,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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