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186 Beaver Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 186 Beaver Ct, Covington, KY 41017 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,102 sqft · built 2000
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$1,583 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN045-30-01-113.00

Property Details

APN / Parcel Number

Primary APN045-30-01-113.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,102 sqft Finished Area

Exterior

Year BuiltBuilt 2000
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0453001113.00
Street Address186 BEAVER CT
CityCOVINGTON
StateKY
Zip41017-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUMBERLAND RIDGE SEC 7 LOT 113
Legal SubdivisionCUMBERLAND RIDGE
Legal Phase7
Legal Lot Number113
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2004
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-01-113.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address186 BEAVER CT, COVINGTON, KY 41017-9130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2000
Deed SaleFeb 18, 2000
Prior SaleNov 05, 1999 · Amount on Record
Deed Document Number0000012065
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address186 BEAVER CT, COVINGTON, KY 41017-9130
Document Number0000000063
Instrument DateJan 13, 2021
Transaction TypeMortgage
Record UpdatedMar 09, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 BEAVER CT COVINGTON KY 410179130, COVINGTON, KY 41017-9130

Mortgage

Document Number0000000063
DateJan 20, 2021
Book Page00M156/000337
Instrument63
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 19, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,583.00 (-28.89%) Homeowner's exemption$208,900 (-) Land $25,000 Building $183,900$208,900 (-) Land $25,000 Building $183,900
2023$2,226.00$208,900 Land $25,000 Building $183,900$208,900 Land $25,000 Building $183,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170668012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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