190 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 190 Balboa Loop, Kelso, WA 98626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,498 sqft · built 1996
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Oct 2013)
Tax Bill$4,886 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APNR048045

Property Details

APN / Parcel Number

Primary APNR048045
Alternative APNs
  • 631741017
  • 3048045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,498 sqft Living Area
Gross Area1,898 sqft
1st Floor Area1,498 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Slab
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number3048045
Street Address190 BALBOA LOOP
CityKELSO
StateWA
Zip98626-1874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR0
Legal Description9 (ALOHA PARK WEST 5 PHASE 2) -1 -16 14 -8N -2W
Legal Range02W
Legal Township08N
Legal Section14
Legal SubdivisionALOHA PARK WEST 5 PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number16
JurisdictionCOWLITZ WA
Township / Civil DivisionLONGVIEW-KELSO
Census Block Group3
Census Block3004
Census Tract901

Owner

190 Balboa Loop is owned and occupied by an individual who bought it in October 2013.

Source: Cowlitz County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address190 BALBOA LOOP, KELSO, WA 98626-1874
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2013 · Amount on File
Deed SaleOct 24, 2013 · Amount on File
Deed Document Number20133491174
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address190 BALBOA LOOP, KELSO, WA 98626-1874
Document Number0003642556
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyCASCADE TITLE COMPANY, CASCADE TITLE CO/COWLITZ CNTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 BALBOA LOOP KELSO WA 986261874, KELSO, WA 98626-1874

Mortgage

Document Number0003642556
DateApr 20, 2020
Instrument3642556
Lender
NameRED CANOE CU
TypeCredit Union
AddressLONGVIEW, WA 98632
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 190 Balboa Loop was $4,886.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
Unified School DistrictKelso School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,886.00$352,340 Land $53,250 Building $299,090$352,340 Land $53,250 Building $299,090
2023$4,641.00
2022$341,230 Land $53,250 Building $287,980$341,230 Land $53,250 Building $287,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Balboa Loop in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Balboa Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACON HILL WATER & SEWER DISTRICT
serves 11,969 people · EPA ID WA5315650
Water SourcePurchased groundwater from LONGVIEW WATER DEPARTMENT
Last State InspectionDec 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband.

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