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178 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 178 Balboa Loop, Kelso, WA 98626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,228 sqft · built 1997
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Mar 2022)
Tax Bill$4,913 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APNR048043

Property Details

APN / Parcel Number

Primary APNR048043
Alternative APNs
  • 631741015
  • 3048043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,228 sqft Living Area
Gross Area1,668 sqft
1st Floor Area1,228 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number3048043
Street Address178 BALBOA LOOP
CityKELSO
StateWA
Zip98626-1874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR0
Legal Description9 (ALOHA PARK WEST 5 PHASE 2) -1 -14 14 -8N -2W
Legal Range02W
Legal Township08N
Legal Section14
Legal SubdivisionALOHA PARK WEST 5 PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number14
JurisdictionCOWLITZ WA
Township / Civil DivisionLONGVIEW-KELSO
Census Block Group3
Census Block3004
Census Tract901

Owner

Source: Cowlitz County records · APN R048043

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address178 BALBOA LOOP, KELSO, WA 98626-1874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 27, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2022 · Amount on Record
Deed SaleMar 15, 2022 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number20223710142
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOWLITZ WA
Recording DateMar 15, 2022
Property Address178 BALBOA LOOP, KELSO, WA 98626-1874
Document Number0003710142
Map ReferenceVOL 13 PG 8&9
Instrument DateMar 11, 2022
Instrument3710142
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyWFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,197.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number0003710143
DateMar 15, 2022
Instrument3710143
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address178 BALBOA LOOP, KELSO, WA 98626-1874
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG CLARK COUNTY RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003645612
DateMay 29, 2020
Instrument3645612
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOWLITZ WA
Recording DateApr 27, 2018
Property Address178 BALBOA LOOP, KELSO, WA 98626-1874
Document Number0003591676
Map ReferenceVOL13 PG8&9
Instrument DateApr 26, 2018
Instrument3591676
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address178 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number0003591677
DateApr 27, 2018
Instrument3591677
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
Unified School DistrictKelso School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,913.00 (+5.29%)$354,370 (+3.28%) Land $53,250 Building $301,120$354,370 (+3.28%) Land $53,250 Building $301,120
2023$4,666.00
2022$343,130 Land $53,250 Building $289,880$343,130 Land $53,250 Building $289,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cowlitz County (53015C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530150009013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 502 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5315650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBEACON HILL WATER & SEWER DISTRICT
serves 11,969 people
Water SourcePurchased groundwater from LONGVIEW WATER DEPARTMENT
Last State InspectionDec 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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