183 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 183 Balboa Loop, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1996
Lot Size	0.175 acres (7,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Apr 2023)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R048068`

Property Details

APN / Parcel Number

Primary APN	`R048068`
Alternative APNs	`631741040` `3048068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	1,622 sqft
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	100 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3048068
Street Address	183 BALBOA LOOP
City	KELSO
State	WA
Zip	98626-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR0
Legal Description	9 (ALOHA PARK WEST 5 PHASE 2) -4 -2 14 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	14
Legal Subdivision	ALOHA PARK WEST 5 PHASE 2
Legal Phase	2
Legal Block	4
Legal Lot Number	2
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	3
Census Block	3002
Census Tract	901

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 BALBOA LOOP, KELSO, WA 98626-1874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 26, 2020	Quit Claim Deed, Transfer UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Document Number	20233733004
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0003645357
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Apr 17, 2023
Property Address	183 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003733004
Map Reference	VOL 13 PG 8
Instrument Date	Apr 6, 2023
Instrument	3733004
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	COWLITZ COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,263.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003733005
Date	Apr 17, 2023
Instrument	3733005

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	183 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	WFG CLARK COUNTY, WFG CLARK COUNTY RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003673777
Date	Mar 1, 2021
Instrument	3673777

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COWLITZ WA
Recording Date	May 26, 2020
Property Address	183 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003645357
Instrument Date	May 20, 2020
Instrument	3645357
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	WFG CLARK COUNTY, WFG CLARK CNTY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	183 BALBOA LOOP KELSO WA 986261874, KELSO, WA 98626-1874

Mortgage

Document Number	3645358
Date	May 26, 2020
Instrument	3645358

Lender

Name	UMPQUA BK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00 (+5.23%)	$330,560 (+2.51%) Land $53,250 Building $277,310	$330,560 (+2.51%) Land $53,250 Building $277,310
2024		$322,480 (+1.56%) Land $53,250 Building $269,230	$322,480 (+1.56%) Land $53,250 Building $269,230
2023	$4,322.00
2022		$317,530 Land $53,250 Building $264,280	$317,530 Land $53,250 Building $264,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACON HILL WATER & SEWER DISTRICT serves 11,969 people · EPA ID WA5315650
Water Source	Purchased groundwater from LONGVIEW WATER DEPARTMENT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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