190 Andrew Pl, Commerce, GA 30529 Property Records

Jackson County property record for 190 Andrew Pl, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,248 sqft · built 2017
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Dec 2020)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023B 040`

Property Details

APN / Parcel Number

Primary APN	`023B 040`
Alternative APN	`32489`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,248 sqft Heated Area
1st Floor Area	2,038 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32489
Street Address	190 ANDREW PL
City	COMMERCE
State	GA
Zip	30529-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LOT 40 WHITEHILL MEADOWS
Legal Subdivision	WHITEHILL MEADOWS
Legal Block	A
Legal Lot Number	40
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3032
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 ANDREW PL, COMMERCE, GA 30529-8135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 26, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Dec 16, 2020	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Aug 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 2, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage NORTHPOINT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20204760
Deed Book / Page	93C / 94
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	190 ANDREW PL, COMMERCE, GA 30529-8135
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ANDREW PL, COMMERCE, GA 30529-8135

Mortgage

Document Number	00106B0000000363
Date	Apr 12, 2023
Book Page	000000106B/0000000363

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	190 ANDREW PL, COMMERCE, GA 30529-8135
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ANDREW PL, COMMERCE, GA 30529-8135

Mortgage

Document Number	00111L0000000757
Date	Jun 26, 2024
Book Page	000000111L/0000000757

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 16, 2020
Property Address	190 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00093C0094
Book / Page	00093C / 000094
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

Mortgage

Document Number	93C0095
Date	Dec 16, 2020
Book Page	00093C/000095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 18, 2017
Property Address	190 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00077Z0164
Book / Page	00077Z / 000164
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 2, 2017
Property Address	190 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00077D0096
Book / Page	00077D / 000096
Instrument Date	May 31, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

Mortgage

Document Number	77D0097
Date	Jun 2, 2017
Book Page	00077D/000097

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,160 (-) Land $28,000 Building $126,160	$385,400 (-) Land $70,000 Building $315,400
2025	$4,183.00 (-3.1%) Homeowner's exemption	$154,160 (-) Land $28,000 Building $126,160	$385,400 (-) Land $70,000 Building $315,400
2024	$4,317.00 (+18.89%) Homeowner's exemption	$154,160 (+10.05%) Land $28,000 Building $126,160	$385,400 (+10.05%) Land $70,000 Building $315,400
2023	$3,631.00 (-5.02%) Homeowner's exemption	$140,080 (+20.63%) Land $28,000 Building $112,080	$350,200 (+20.63%) Land $70,000 Building $280,200
2022	$3,823.00 Homeowner's exemption	$116,120 Land $28,000 Building $88,120	$290,300 Land $70,000 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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