97 Andrew Pl, Commerce, GA 30529 Property Records

Jackson County property record for 97 Andrew Pl, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,900 sqft · built 2017
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$195,500 (Nov 2018)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023B 036`

Property Details

APN / Parcel Number

Primary APN	`023B 036`
Alternative APN	`32485`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,900 sqft Heated Area
1st Floor Area	1,680 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32485
Street Address	97 ANDREW PL
City	COMMERCE
State	GA
Zip	30529-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LOT 36 WHITEHILL MEADOWS
Legal Subdivision	WHITEHILL MEADOWS
Legal Phase	1
Legal Block	A
Legal Lot Number	36
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3032
Census Tract	10400

Owner

97 Andrew Pl is owned and occupied by an individual who bought it in November 2018.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 27, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 8, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NORTHPOINT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	20184208
Deed Book / Page	82R / 584
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ANDREW PL, COMMERCE, GA 30529-8135

Mortgage

Document Number	00118S0000000121
Date	Jan 29, 2026
Book Page	000000118S/0000000121

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ANDREW PL, COMMERCE, GA 30529-8135

Mortgage

Document Number	00094T0000000367
Date	Mar 16, 2021
Book Page	000000094T/0000000367

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00085N0192
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

Mortgage

Document Number	00085N0192
Date	Aug 2, 2019
Book Page	00085N/000192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 8, 2018
Property Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00082R0584
Book / Page	00082R / 000584
Instrument Date	Nov 2, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

Mortgage

Document Number	82R0586
Date	Nov 8, 2018
Book Page	00082R/000586

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 19, 2018
Property Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00079M0738
Book / Page	00079M / 000738
Instrument Date	Jan 5, 2018
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 13, 2017
Property Address	97 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00078P0329
Book / Page	00078P / 000329
Instrument Date	Oct 11, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

Mortgage

Document Number	78P0330
Date	Oct 13, 2017
Book Page	00078P/000330

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 97 Andrew Pl was $3,871 with a homeowner's exemption, down 3.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,480 (-) Land $28,000 Building $114,480	$356,200 (-) Land $70,000 Building $286,200
2025	$3,871.00 (-3.1%) Homeowner's exemption	$142,480 (-) Land $28,000 Building $114,480	$356,200 (-) Land $70,000 Building $286,200
2024	$3,995.00 (+20.37%) Homeowner's exemption	$142,480 (+9.97%) Land $28,000 Building $114,480	$356,200 (+9.97%) Land $70,000 Building $286,200
2023	$3,319.00 (-6.64%) Homeowner's exemption	$129,560 (+20.1%) Land $28,000 Building $101,560	$323,900 (+20.1%) Land $70,000 Building $253,900
2022	$3,555.00 Homeowner's exemption	$107,880 Land $28,000 Building $79,880	$269,700 Land $70,000 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Andrew Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Andrew Pl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Andrew Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures