181 Andrew Pl, Commerce, GA 30529 Property Records

Jackson County property record for 181 Andrew Pl, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,116 sqft · built 2017
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$187,900 (May 2017)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023B 039`

Property Details

APN / Parcel Number

Primary APN	`023B 039`
Alternative APN	`32488`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,116 sqft Heated Area
1st Floor Area	1,411 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Pool Area	512 sqft
Porch	Slab
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32488
Street Address	181 ANDREW PL
City	COMMERCE
State	GA
Zip	30529-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LOT 39 WHITEHILL MEADOWS
Legal Subdivision	WHITEHILL MEADOWS
Legal Phase	1
Legal Block	A
Legal Lot Number	39
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3032
Census Tract	10400

Owner

Source: Jackson County records · APN 023B 039

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 ANDREW PL, COMMERCE, GA 30529-8135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Aug 27, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Feb 20, 2017 · Amount on Record
Deed Document Number	20171899
Deed Book / Page	76Z / 191
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jun 24, 2026
Property Address	181 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	0120000682
Book / Page	120U / 682
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 ANDREW PL, COMMERCE, GA 30529-8135

Mortgage

Document Number	0120000682,
Date	Jun 24, 2026
Book Page	120U/682

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate	6.53%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	181 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00093E0024
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

Mortgage

Document Number	00093E0024
Date	Dec 21, 2020
Book Page	00093E/000024

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 27, 2018
Property Address	181 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00081X0432
Book / Page	00081X / 000432
Instrument Date	Aug 17, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 ANDREW PL COMMERCE GA 305298135, COMMERCE, GA 30529-8135

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	May 12, 2017
Property Address	181 ANDREW PL, COMMERCE, GA 30529-8135
Document Number	00076Z0191
Book / Page	76Z / 191
Instrument Date	May 12, 2017
Instrument	2017-001899
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 ANDREW PL, COMMERCE, GA 30529-8135

Mortgage

Document Number	00076Z0192
Date	May 17, 2017
Book Page	76Z/192

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00 (-3.12%) Homeowner's exemption	$168,520 (-) Land $28,000 Building $140,520	$421,300 (-) Land $70,000 Building $351,300
2024	$4,714.00 (+22.63%) Homeowner's exemption	$168,520 (+14.42%) Land $28,000 Building $140,520	$421,300 (+14.42%) Land $70,000 Building $351,300
2023	$3,844.00 (-5.6%) Homeowner's exemption	$147,280 (+18.97%) Land $28,000 Building $119,280	$368,200 (+18.97%) Land $70,000 Building $298,200
2022	$4,072.00 Homeowner's exemption	$123,800 Land $28,000 Building $95,800	$309,500 Land $70,000 Building $239,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Uniti Group Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 33 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COMMERCE serves 11,340 people
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

181 Andrew Pl, Commerce, GA 30529 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Andrew Pl

Nearby Streets

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