Walton County property record for 19 Windward Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,292 sqft · built 2001 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,900,000 (Mar 2003) |
| Tax Bill | $42,616 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16061-003-0030 |
| Primary APN | 35-3S-18-16061-003-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,292 sqft Living Area |
| Gross Area | 4,826 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 62 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 496 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 19 WINDWARD LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 3 BLK 3 REPLAT OF REPLAT OF ROSEMARY BEACH PH 2 S/D PB 12-32 OR 1698-288 OR 2139-140 OR 2292-60 OR 2317-1323 OR 2483-1145 OR 2508-894 OR 2608-4549 OR 3175-2793 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | RE RE ROSEMARY BEACH PH 2 |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950611 |
Source: Walton County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2170 SATELLITE BLVD, 100, DULUTH, GA 30097-4971 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage MIDSOUTH BANK |
| Dec 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2003 · Amount on Record |
| Deed Sale | Mar 24, 2003 · Amount on Record |
| Prior Sale | Apr 9, 2001 · Amount on Record |
| Deed Document Number | 2003754744 |
| Deed Book / Page | 2483 / 1145 |
| Last Transfer Date | Dec 14, 2020 |
| Transfer Doc | 0031752793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 19 WINDWARD LN, INLET BEACH, FL 32461-5002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032720243 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 3272/243 |
| Instrument | 20220048515 |
| Name | MIDSOUTH BANK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 19 WINDWARD LN, INLET BEACH, FL 32461-5002 |
| Document Number | 0031752793 |
| Book / Page | 003175 / 002793 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 53706 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2170 SATELLITE BLVD #100 DULUTH GA 300974971, 100, DULUTH, GA 30097-4971 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,616.00 (+78.3%) | $4,716,498 (+87.47%) Land $1,050,000 Building $3,666,498 | $4,716,498 (+87.47%) Land $1,050,000 Building $3,666,498 |
| 2024 | $23,901.00 (+8.69%) | ||
| 2023 | $21,991.00 (-2.11%) | $2,515,915 (-8.79%) Land $905,000 Building $1,610,915 | $2,515,915 (-8.79%) Land $905,000 Building $1,610,915 |
| 2022 | $22,464.00 | $2,758,354 Land $805,619 Building $1,952,735 | $2,758,354 Land $805,619 Building $1,952,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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