13 Windward Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 13 Windward Ln, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,048 sqft · built 2004
Lot Size0.083 acres (3,659 sqft)
Owner2 Individual Names on Record
Last Sale$18,500 (Mar 1999)
Tax Bill$24,740 (2024)
Flood ZoneZone X (minimal risk)
APN35-3S-18-16060-002-0050

Property Details

APN / Parcel Number

Primary APN35-3S-18-16060-002-0050
Alternative APN
  • 1080102

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,048 sqft Living Area
Gross Area2,872 sqft
FlooringHardwood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area3,659 sqft (0.083 acres)
Lot Dimensions7.7 ft deep x 4.8 ft wide
Garage TypeFinished
Garage Area484 sqft
PorchPorch
Porch Area922 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1080102
Street Address13 WINDWARD LN
CityINLET BEACH
StateFL
Zip32461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 2 ROSEMARY BEACH PH B AKA ROSEMARY BEACH PH 2 PB 12-18 IN OR 1620-126 AND OR 2015-278
Legal Range18W
Legal Township03S
Legal Section35
Legal SubdivisionROSEMARY BEACH PH 1
Legal Phase2,5,B
Legal Block2
Legal Lot Number5
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1002
Census Tract950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address8137 EQUESTRIAN DR, SEVERN, MD 21144-2743
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 1999 · Amount on Record
Deed SaleMar 31, 1999 · Amount on Record
Deed Document Number0002015278
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,970,053 (+2.8%) Land $1,050,000 Building $1,920,053$2,970,053 (+2.8%) Land $1,050,000 Building $1,920,053
2024$24,740.00 (+8.27%)
2023$22,850.00 (+9.05%)$2,889,136 (+12.58%) Land $905,000 Building $1,984,136$2,889,136 (+12.58%) Land $905,000 Building $1,984,136
2022$20,953.00$2,566,253 Land $805,619 Building $1,760,634$2,566,253 Land $805,619 Building $1,760,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

Nearby Properties on Windward Ln

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