19 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 19 W 33rd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft
Lot Size	0.076 acres (3,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jul 2021)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-16-003.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-16-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,196 sqft Finished Area
Gross Area	1,963 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 W 33RD ST
City	COVINGTON
State	KY
Zip	41015-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 194 33.3'X 100' SS W 33RD ST
Legal Subdivision	SEHON
Legal Lot Number	194
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1021
Census Tract	61400

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 W 33RD ST, COVINGTON, KY 41015-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage HEARTLAND BANK
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 6, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	20215900148
Deed Book / Page	106 / 504
Prior Transfer Date	Nov 19, 2004
Prior Transfer Doc	0C24140280
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	19 W 33RD ST, COVINGTON, KY 41015-1220
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W 33RD ST, COVINGTON, KY 41015-1220

Mortgage

Document Number	0005900004
Date	Sep 29, 2023
Book Page	KCM 495/784
Instrument	23092905900004

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 26, 2021
Property Address	19 W 33RD ST, COVINGTON, KY 41015-1220
Document Number	0005900148
Book / Page	106 / 504
Map Reference	PL 301
Instrument Date	Jul 20, 2021
Instrument	21072605900148
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SHAW DR, 12, ALEXANDRIA, KY 41001-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W 33RD ST, COVINGTON, KY 41015-1220

Mortgage

Document Number	0005900149
Date	Jul 26, 2021
Instrument	21072605900149

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	19 W 33RD ST, COVINGTON, KY 41015-1220
Document Number	0000000155
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W 33RD ST COVINGTON KY 410151220, COVINGTON, KY 41015-1220

Mortgage

Document Number	0000000155
Date	Sep 11, 2020
Book Page	000M96/000983
Instrument	155

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 6, 2019
Property Address	19 W 33RD ST, COVINGTON, KY 41015-1220
Document Number	0000000211
Book / Page	0C6723 / 000029
Instrument Date	Aug 2, 2019
Instrument	211
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W 33RD ST COVINGTON KY 410151220, COVINGTON, KY 41015-1220

Mortgage

Document Number	212
Date	Aug 6, 2019
Book Page	0C6723/000033
Instrument	212

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (-0.51%)	$178,000 (-) Land $5,000 Building $173,000	$178,000 (-) Land $5,000 Building $173,000
2023	$2,370.00	$178,000 Land $5,000 Building $173,000	$178,000 Land $5,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on W 33rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures