20 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 20 W 33rd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1945
Lot Size	0.127 acres (5,530 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (May 2016)
Tax Bill	$813 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`056-13-15-021.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-15-021.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Finished Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	5,530 sqft (0.127 acres)
Lot Dimensions	100 ft deep x 55.3 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 W 33RD ST
City	COVINGTON
State	KY
Zip	41015-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 130 & PT LOT 129 55.33'X 100' NS W 33RD ST
Legal Subdivision	SEHON
Legal Lot Number	130,129
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1017
Census Tract	61400

Owner

Source: Kenton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 W 33RD ST, COVINGTON, KY 41015-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2016 · Amount on Record
Deed Sale	May 26, 2016 · Amount on Record
Prior Sale	Mar 20, 2012 · Amount on Record
Deed Document Number	201605 26 059 00277
Deed Book / Page	5901 / 328
Prior Transfer Date	Jul 19, 2012
Prior Transfer Doc	0005900163
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	20 W 33RD ST, COVINGTON, KY 41015-1221
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W 33RD ST, COVINGTON, KY 41015-1221

Mortgage

Document Number	0000004752
Date	Mar 10, 2026
Book Page	397/525
Instrument	26059000004752

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2031

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (-4.69%) Disabled Person's exemption	$110,500 (-) Land $5,000 Building $105,500	$110,500 (-) Land $5,000 Building $105,500
2023	$853.00 Disabled Person's exemption	$110,500 Land $5,000 Building $105,500	$110,500 Land $5,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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