12 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 12 W 33rd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,239 sqft · built 1948
Lot Size	0.13 acres (5,670 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Nov 2016)
Tax Bill	$908 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-15-019.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-15-019.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,239 sqft Finished Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,670 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 56.7 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 W 33RD ST
City	COVINGTON
State	KY
Zip	41015-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 126 & PT LOT 127 56.66'X 100' NS W 33RD ST
Legal Subdivision	SEHON
Legal Lot Number	126,127
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1017
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 W 33RD ST, COVINGTON, KY 41015-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2016 · Amount on Record
Deed Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	201611 03 059 00244
Deed Book / Page	6024 / 254
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	12 W 33RD ST, COVINGTON, KY 41015-1221
Document Number	0000000027
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W 33RD ST COVINGTON KY 410151221, COVINGTON, KY 41015-1221

Mortgage

Document Number	0000000027
Date	Oct 23, 2020
Book Page	00M115/000217
Instrument	27

Lender

Name	NORTHERN KY EDUCATORS FCU
Address	2805 ALEXANDRIA WAY, HIGHLAND HEIGHTS, KY 41076-1511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2030

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,000 (+0.25%) Land $10,000 Building $108,000	$118,000 (+0.25%) Land $10,000 Building $108,000
2025	$908.00 (-42.05%) Homeowner's exemption	$117,700 (-) Land $5,000 Building $112,700	$117,700 (-) Land $5,000 Building $112,700
2023	$1,567.00	$117,700 Land $5,000 Building $112,700	$117,700 Land $5,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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