19 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 19 W 28th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 728 sqft · built 1920
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Dec 2020)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-24-10-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-10-003.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Finished Area
Gross Area	1,260 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 W 28TH ST
City	COVINGTON
State	KY
Zip	41015-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS 6' LOT 117 & 14' LOT 118 20'X 100' SS 28TH 60 2,3' E FLORIDA
Legal Subdivision	ROGERS M
Legal Lot Number	117,11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 1/2 W 28TH ST, COVINGTON, KY 41015-1179
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage CITY OF COVINGTON
Dec 16, 2020	Warranty Deed, Transfer HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Sep 18, 1997 · Amount on Record
Deed Document Number	20201216170
Deed Book / Page	61 / 190
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	19 W 28TH ST, COVINGTON, KY 41015-1179
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900175
Date	Feb 4, 2021
Book Page	163/547
Instrument	21020405900175

Lender

Name	CITY OF COVINGTON
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	57 Months
Due	Nov 10, 2025

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 16, 2020
Property Address	19 W 28TH ST, COVINGTON, KY 41015-1179
Document Number	0000000170
Book / Page	00KC61 / 000190
Instrument Date	Dec 11, 2020
Instrument	170
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W 28TH ST COVINGTON KY 410151179, COVINGTON, KY 41015-1179

Mortgage

Document Number	171
Date	Dec 16, 2020
Book Page	00M141/000611
Instrument	171

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,600 (-) Land $10,000 Building $87,600	$97,600 (-) Land $10,000 Building $87,600
2025	$1,293.00 (-0.54%)	$97,600 (-) Land $5,000 Building $92,600	$97,600 (-) Land $5,000 Building $92,600
2023	$1,300.00	$97,600 Land $5,000 Building $92,600	$97,600 Land $5,000 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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