Kenton County property record for 18 W 28th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1925 |
| Lot Size | 0.075 acres (3,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Apr 2024) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Line of Credit Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-24-08-015.00 |
| Primary APN | 055-24-08-015.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Finished Area |
| Gross Area | 1,152 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,250 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 32.5 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18 W 28TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROGERS PT LOTS 78-79 32.5'X 100' NS 28TH 82.5' E FLORIDA |
| Legal Subdivision | ROGERS M |
| Legal Lot Number | 78,79 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61400 |
Source: Kenton County records · APN 055-24-08-015.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 W 28TH ST, COVINGTON, KY 41015-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2024 | Warranty Deed, Transfer · Line of Credit NEWREZ LLC |
| Dec 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Prior Sale | Dec 20, 2019 |
| Deed Document Number | 2024120 |
| Deed Book / Page | 277 / 658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 03, 2024 |
| Property Address | 18 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0005900120 |
| Book / Page | KC 277 / 658 |
| Map Reference | MB C PG 242 |
| Instrument Date | Apr 01, 2024 |
| Instrument | 24040305900120 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 W 28TH ST, COVINGTON, KY 41015-1101 |
| Name | Verified Name |
|---|---|
| Address | 18 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0005900121 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 24040305900121 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Number | 0005900121 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | KCM537/926 |
| Instrument | 24040305900121 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 601 OFFICE CENTER DR STE 100, FORT WASHINGTON, PA 19034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 20, 2019 |
| Property Address | 18 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0000000248 |
| Book / Page | 0C6835 / 000242 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 248 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 W 28TH ST COVINGTON KY 410151101, COVINGTON, KY 41015-1101 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (+57.15%) | $170,000 (+57.99%) Land $5,000 Building $165,000 | $170,000 (+57.99%) Land $5,000 Building $165,000 |
| 2023 | $1,433.00 | $107,600 Land $5,000 Building $102,600 | $107,600 Land $5,000 Building $102,600 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 663 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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