15 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 15 W 28th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,334 sqft · built 1911
Lot Size	0.427 acres (18,600 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Apr 2023)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-24-10-006.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-10-006.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,334 sqft Finished Area
Gross Area	2,430 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	200 ft deep x 92.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 W 28TH ST
City	COVINGTON
State	KY
Zip	41015-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOTS 121 122 128 & E 26' 120-129 92.67'X 200' IRREG
Legal Subdivision	ROGERS M
Legal Phase	20
Legal Lot Number	28,12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	566 SAVANNAH DR, WALTON, KY 41094-7430
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDING CORPORATION OF AMERICA
Apr 3, 2023	Deed, Transfer KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	2023148
Deed Book / Page	220 / 472
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	15 W 28TH ST, COVINGTON, KY 41015-1179
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 LAPALCO CT, UNION, KY 41091-7465

Mortgage

Document Number	0005900002
Date	Jul 31, 2023
Book Page	KCM 480/56
Instrument	23073105900002

Lender

Name	LOAN FUNDING CORPORATION OF AMERICA
Type	Subprime Lender
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Apr 3, 2023
Property Address	15 W 28TH ST, COVINGTON, KY 41015-1179
Document Number	0005900148
Book / Page	KC 220 / 472
Instrument Date	Mar 31, 2023
Instrument	23040305900148
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2328 1 2 DIXIA HWY, CLAWSON, MI 48017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 SAVANNAH DR, WALTON, KY 41094-7430

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,200 (+13.04%) Land $10,000 Building $119,200	$129,200 (+13.04%) Land $10,000 Building $119,200
2025	$1,514.00 (-0.53%)	$114,300 (-) Land $5,000 Building $109,300	$114,300 (-) Land $5,000 Building $109,300
2023	$1,522.00	$114,300 Land $5,000 Building $109,300	$114,300 Land $5,000 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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