19 Surrey Ln, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 19 Surrey Ln, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,718 sqft · built 1981
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Sep 1995)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:27.0 P:123 E:2`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:27.0 P:123 E:2`
Alternative APNs	`M:027.0 P:123.02 D:01` `5890`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,718 sqft Living Area
Gross Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Other
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5890
Street Address	19 SURREY LN
City	BUZZARDS BAY
State	MA
Zip	02532-3862
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	TRADEWINDS CONDO
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3002
Census Tract	13900

Owner

19 Surrey Ln, a condominium, is owned and occupied by an individual who bought it in September 1995.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19 SURREY LN, BUZZARDS BAY, MA 02532-3862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHCOAST HEALTH FEDERAL CU
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 1995 · Amount on File
Deed Sale	Sep 12, 1995 · Amount on File
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	19 SURREY LN, BOURNE, MA 02532-3862
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001457409
Date	Apr 22, 2022
Instrument	1457409

Lender

Name	SOUTHCOAST HEALTH FEDERAL CU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	19 SURREY LN, BOURNE, MA 02532-3862
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1440487
Date	Sep 28, 2021
Instrument	1440487

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	19 SURREY LN, BOURNE, MA 02532-3862
Document Number	0001336631
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001336631
Date	Dec 15, 2017
Instrument	1336631

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Surrey Ln was $3,202, up 5.2% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+5.23%)	$410,000 (+8.07%) Building $410,000	$343,235
2024	$3,043.00 (+2.84%)	$379,400 (+12.95%) Building $379,400
2023	$2,959.00	$335,900 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Surrey Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Surrey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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