16 Surrey Ln, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 16 Surrey Ln, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,622 sqft · built 1981
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2019)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:27.0 P:130 E:2`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:27.0 P:130 E:2`
Alternative APNs	`M:027.0 P:130.02 D:01` `5904`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,622 sqft Living Area
Gross Area	2,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Other
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	5904
Street Address	16 SURREY LN
City	BUZZARDS BAY
State	MA
Zip	02532-3864
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3003
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SURREY LN, BUZZARDS BAY, MA 02532-3864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 16, 2019	Condominium Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR
Apr 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage RADIUS FIN'L
Mar 4, 2017	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 SURREY LN, BOURNE, MA 02532-3864
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416564
Date	Jan 7, 2021
Instrument	1416564

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 SURREY LN, BOURNE, MA 02532-3864
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1416564
Date	Jan 7, 2021
Instrument	1416564

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

April 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BOURNE MA
Recording Date	Apr 16, 2019
Property Address	16 SURREY LN, BOURNE, MA 02532-3864
Document Number	0001368007
Instrument Date	Apr 16, 2019
Instrument	1368007
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,396.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SURREY LN #33B BOURNE MA 025323864, 33B, BOURNE, MA 02532-3864

Mortgage

Document Number	1368008
Date	Apr 16, 2019
Instrument	1368008

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Apr 14, 2017
Property Address	16 SURREY LN, BOURNE, MA 02532-3864
Document Number	0001318959
Instrument Date	Mar 17, 2017
Instrument	1318959
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,271.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SURREY LN BOURNE MA 025323864, BOURNE, MA 02532-3864

Mortgage

Document Number	1318960
Date	Apr 14, 2017
Instrument	1318960

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 SURREY LN, BOURNE, MA 02532-3864
Document Number	0001316496
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001316496
Date	Mar 9, 2017
Instrument	1316496

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,929.00 (+5.4%)	$375,000 (+8.23%) Building $375,000	$359,955
2024	$2,779.00 (+2.89%)	$346,500 (+13.01%) Building $346,500
2023	$2,701.00	$306,600 Building $306,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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