18 Surrey Ln, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 18 Surrey Ln, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,868 sqft · built 1981
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2022)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:27.0 P:128 E:1`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:27.0 P:128 E:1`
Alternative APNs	`M:027.0 P:128.01 D:01` `5899`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,868 sqft Living Area
Gross Area	2,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Other
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	5899
Street Address	18 SURREY LN
City	BUZZARDS BAY
State	MA
Zip	02532-3864
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	TRADEWINDS CONDO
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3003
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 SURREY LN, BUZZARDS BAY, MA 02532-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD COOPERATIVE BANK
Dec 13, 2019	Condominium Deed, Transfer · Conventional with PMI EASTERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	May 27, 2022
Property Address	18 SURREY LN, BOURNE, MA 02532-3864
Document Number	0001460095
Instrument Date	May 27, 2022
Instrument	1460095
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SURREY LN, BOURNE, MA 02532-3864

Mortgage

Document Number	0001460096
Date	May 27, 2022
Instrument	1460096

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BOURNE MA
Recording Date	Dec 13, 2019
Property Address	18 SURREY LN, BOURNE, MA 02532-3864
Document Number	0001385894
Instrument Date	Dec 11, 2019
Instrument	1385894
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SURREY LN BOURNE MA 025323864, BOURNE, MA 02532-3864

Mortgage

Document Number	1385895
Date	Dec 13, 2019
Instrument	1385895

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,941.00 (+22.59%)	$376,600 (+25.91%) Building $376,600	$377,245
2024	$2,399.00 (-15.02%)	$299,100 (-6.65%) Building $299,100
2023	$2,823.00	$320,400 Building $320,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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