Cortland County and Cortlandville Town property record for 19 Spring St, Mc Graw, NY 13101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,136 sqft · built 1920 |
| Lot Size | 0.208 acres (9,070 sqft) |
| Owner | Company Name on File |
| Last Sale | $66,250 (Jul 2009) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112203 88.19-04-32.000 |
| Primary APN | 112203 88.19-04-32.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 752 sqft |
| 2nd Floor Area | 384 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 9,070 sqft (0.208 acres) |
| Lot Dimensions | 177 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 19 SPRING ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 4 |
| Legal Lot Number | 32.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records · APN 112203 88.19-04-32.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 19 SPRING ST, MC GRAW, NY 13101-9426 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 07, 2026 | Sheriff's Deed, Transfer |
| Jun 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Jun 09, 2020 | Warranty Deed, Transfer PARAGON HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2009 · Amount on Record |
| Deed Sale | Jul 09, 2009 · Amount on Record |
| Deed Book / Page | 2009 / 3309 |
| Record Updated | Jun 08, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 07, 2026 |
| Property Address | 19 SPRING ST, MC GRAW, NY 13101-9426 |
| Document Number | 0000000855 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 2026855 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 19 SPRING ST, MC GRAW, NY 13101-9426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002949 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-02949 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 09, 2020 |
| Property Address | 19 SPRING ST, MC GRAW, NY 13101-9426 |
| Document Number | 0000002603 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 2603 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 SPRING ST MC GRAW NY 131019426, MC GRAW, NY 13101-9426 |
| Document Number | 2605 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 2605 |
| Name | PARAGON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIVERPOOL, NY 13088 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 08, 2050 |
Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 (+1.14%) | $63,500 (-) Land $7,400 Building $56,100 | $100,794 (+11.11%) Land $11,746 Building $89,048 |
| 2023 | $1,224.00 Homeowner's exemption | $63,500 Land $7,400 Building $56,100 | $90,714 Land $10,571 Building $80,143 |
Source: FEMA National Flood Hazard Layer as of August 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 53 (1981–2021) |
| Claims Outside the SFHA | 26 of 53 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 44 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCGRAW VILLAGE serves 1,306 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 12 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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