20 Spring St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 20 Spring St, Mc Graw, NY 13101 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,354 sqft · built 1900
Lot Size	0.469 acres (20,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`112203 88.19-04-11.000`

Property Details

APN / Parcel Number

Primary APN	`112203 88.19-04-11.000`
Alternative APN	`220308801900040110000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	756 sqft
2nd Floor Area	598 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	20,462 sqft (0.469 acres)
Lot Dimensions	232 ft deep x 88.2 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 SPRING ST
City	MC GRAW
State	NY
Zip	13101-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112203 88.19-04-11.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SPRING ST, MC GRAW, NY 13101-9467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CORTLAND NY
Recording Date	Dec 20, 2022
Property Address	20 SPRING ST, MC GRAW, NY 13101-9467
Document Number	0000007182
Instrument Date	Nov 28, 2022
Instrument	2022-07182
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 SPRING ST, MC GRAW, NY 13101-9467

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (-51.49%)	$62,600 (-) Land $10,600 Building $52,000	$99,365 (+11.11%) Land $16,825 Building $82,540
2023	$2,515.00	$62,600 Land $10,600 Building $52,000	$89,429 Land $15,143 Building $74,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	53 (1981–2021)
Claims Outside the SFHA	26 of 53
Most Recent Claim	Oct 2021, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jul 2013 · 25 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.