Cortland County and Cortlandville Town property record for 12 Spring St, Mc Graw, NY 13101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,522 sqft · built 1865 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,336 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 112203 88.19-04-14.000 |
| Primary APN | 112203 88.19-04-14.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Upper Floors Area | 486 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 60,984 sqft (1.4 acres) |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 SPRING ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-9467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 4 |
| Legal Lot Number | 14.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 57, MC GRAW, NY 13101-0057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 (+1.14%) | $68,500 (-) Land $20,500 Building $48,000 | $108,730 (+11.11%) Land $32,540 Building $76,190 |
| 2023 | $1,321.00 Homeowner's exemption | $68,500 Land $20,500 Building $48,000 | $97,857 Land $29,286 Building $68,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 53 (1981–2021) |
| Claims Outside the SFHA | 26 of 53 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 12 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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