19 Silversmith Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 19 Silversmith Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,492 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$746,000 (Jul 2026)
Tax Bill	$13,284 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-02-00018`

Property Details

APN / Parcel Number

Primary APN	`21-00084-02-00018`
Alternative APNs	`2100084000200018` `220180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,492 sqft Living Area
1st Floor Area	1,292 sqft
Upper Floors Area	1,148 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220180
Street Address	19 SILVERSMITH CT
City	HOWELL
State	NJ
Zip	07731-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	CANDLEWOOD SEC 7
Legal Block	84.2
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 30, 2021	Deed, Transfer · Conventional Mortgage UNITY BANK
Oct 29, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	202662901
Deed Book / Page	9805 / 5509
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 30, 2026
Property Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666
Document Number	0000062901
Book / Page	9805 / 5509
Instrument Date	Jul 29, 2026
Instrument	202662901
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,346.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666

Mortgage

Document Number	0000062902,
Date	Jul 30, 2026
Instrument	202662902

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SILVERSMITH CT, WALL TOWNSHIP, NJ 07731-1666

Mortgage

Document Number	0097750951
Date	Jan 13, 2026
Book Page	9775/951
Instrument	2026003826

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SILVERSMITH COURT, HOPEWELL TOWNSHIP, NJ

Mortgage

Document Number	0096223177
Date	Nov 1, 2022
Book Page	9622/3177
Instrument	2022108018

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 30, 2021
Property Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666
Document Number	0095067748
Book / Page	9506 / 7748
Map Reference	MAP 152-34
Instrument Date	Apr 15, 2021
Instrument	2021070378
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 CARNEGIE ST, 26, MONROE, NJ 08831-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666

Mortgage

Document Number	2021070379
Date	Apr 30, 2021
Instrument	2021070379

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 29, 2020
Property Address	19 SILVERSMITH CT, HOWELL, NJ 07731-1666
Document Number	0000127073
Book / Page	009453 / 000240
Instrument Date	Aug 18, 2020
Instrument	127073
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 INMAN AVE #221 EDISON NJ 08820, 221, EDISON, NJ 08820

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,500 (+4.09%) Land $407,000 Building $396,500	$803,500 (+4.09%) Land $407,000 Building $396,500
2025	$13,284.00 (+4.83%)	$771,900 (+22.14%) Land $379,000 Building $392,900	$771,900 (+22.14%) Land $379,000 Building $392,900
2024	$12,672.00 (+20.97%)
2023		$632,000 Land $277,000 Building $355,000	$632,000 Land $277,000 Building $355,000
2022	$10,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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