16 Silversmith Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 16 Silversmith Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 1979
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Aug 2025)
Tax Bill	$11,006 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00084-02-00015`

Property Details

APN / Parcel Number

Primary APN	`21-00084-02-00015`
Alternative APNs	`2100084000200015` `220150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,096 sqft
Upper Floors Area	936 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	966 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220150
Street Address	16 SILVERSMITH CT
City	HOWELL
State	NJ
Zip	07731-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	US/CANDLEWOOD SEC 7
Legal Block	84.2
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SILVERSMITH CT, HOWELL, NJ 07731-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Intrafamily Transfer, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	May 21, 2003 · Amount on Record
Deed Document Number	202562432
Deed Book / Page	9750 / 4824
Prior Transfer Date	Jun 20, 2023
Prior Transfer Doc	0096492730
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 22, 2023
Property Address	16 SILVERSMITH CT, HOWELL, NJ 07731-1619
Document Number	0096492730
Book / Page	9649 / 2730
Instrument Date	Jun 20, 2023
Instrument	2023042492
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 SILVERSMITH CT, HOWELL, NJ 07731-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SILVERSMITH CT, HOWELL, NJ 07731-1619

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 SILVERSMITH CT, HOWELL, NJ 07731-1619
Document Number	0000007638
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SILVERSMITH CT HOWELL NJ 077311619, HOWELL, NJ 07731-1619

Mortgage

Document Number	0000007638
Date	Jan 13, 2021
Book Page	009473/001309
Instrument	7638

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,400 (+13.9%) Land $407,000 Building $321,400	$728,400 (+13.9%) Land $407,000 Building $321,400
2025	$11,006.00 (+6.24%)	$639,500 (+20.14%) Land $379,000 Building $260,500	$639,500 (+20.14%) Land $379,000 Building $260,500
2024	$10,360.00 (+22.08%)
2023		$532,300 (+31.4%) Land $277,000 Building $255,300	$532,300 (+31.4%) Land $277,000 Building $255,300
2022	$8,486.00 (-0.96%)	$405,100 Land $162,000 Building $243,100	$405,100 Land $162,000 Building $243,100
2021	$8,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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