18 Silversmith Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 18 Silversmith Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 1979
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,000 (Nov 2021)
Tax Bill	$12,611 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-02-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00084-02-00016`
Alternative APNs	`2100084000200016` `220160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	1,104 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Deck Area	280 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220160
Street Address	18 SILVERSMITH CT
City	HOWELL
State	NJ
Zip	07731-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	US/CANDLEWOOD SEC 07
Legal Block	84.2
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SILVERSMITH CT, HOWELL, NJ 07731-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Document Number	2021160789
Deed Book / Page	9555 / 5807
Record Updated	Sep 20, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 3, 2021
Property Address	18 SILVERSMITH CT, HOWELL, NJ 07731-1619
Document Number	0095555807
Book / Page	9555 / 5807
Instrument Date	Oct 29, 2021
Instrument	2021160789
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ROYAL ABSTRACT/NY LLC, ROYAL ABSTRACT OF NY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,328.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16916 HARRIERRIDGE PL, 16916, LITHIA, FL 33547-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SILVERSMITH CT, HOWELL, NJ 07731-1619

Mortgage

Document Number	2021160790
Date	Nov 3, 2021
Instrument	2021160790

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 SILVERSMITH CT, HOWELL, NJ 07731-1619
Document Number	0000108362
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 SILVERSMITH CT HOWELL NJ 077311619, HOWELL, NJ 07731-1619

Mortgage

Document Number	0000108362
Date	Nov 7, 2018
Book Page	009319/007855
Instrument	108362

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,000 (+4.26%) Land $407,000 Building $357,000	$764,000 (+4.26%) Land $407,000 Building $357,000
2025	$12,611.00 (+5.19%)	$732,800 (+18.92%) Land $379,000 Building $353,800	$732,800 (+18.92%) Land $379,000 Building $353,800
2024	$11,989.00 (+29.12%)
2023		$616,200 Land $277,000 Building $339,200	$616,200 Land $277,000 Building $339,200
2022	$9,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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