Cherokee County property record for 19 Ridge Ln, Murphy, NC 28906 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,064 sqft Heated Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Garage | 210 sqft |
| Last Sale | $82,000 (2014) |
| Tax Bill | $1,115.00 (2025) |
| Primary APN | 459205077616000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,064 sqft Heated Area |
| Gross Area | 2,974 sqft Gross Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 778 sqft Basement |
| Finished Basement | 778 sqft Finished |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 41,818 sqft (0.96 acres) |
| Depth X Width | 255 ft x 230 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 210 sqft Garage |
| Deck Area | 288 sqft Deck |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch Area | 394 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 40040 |
|---|---|
| Street Address | 19 RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-8614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 52-1 SEC 1 TARHEEL 588/75 |
| Legal Subdivision | TARHELL PROPERTIES #52 SEC 1 |
| Legal Tract | 52 |
| Legal Lot Number | 52-1 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 459205077616000
Assessment roll updated October 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 73 CHEROKEE ST, MURPHY, NC 28906-3192 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK AND TRUST COMPANY |
| Sep 16, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on Record |
| Deed Sale | Jul 29, 2014 · Amount on Record |
| Prior Sale | Apr 01, 1989 · Amount on Record |
| Deed Doc Number | 20142986 |
| Deed Book / Page | 1494 / 665 |
| Last Transfer Date | Sep 09, 2025 |
| Transfer Doc | 0001786/19 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 18, 2026 |
| Property Address | 19 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 001801/878 |
| Book / Page | 1801 / 878 |
| Instrument Date | May 12, 2026 |
| Instrument | 20262403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 19 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 0000002403, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1801/878 |
| Instrument | 20262403 |
| Name | NANTAHALA BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 16, 2025 |
| Property Address | 19 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 0001786/19 |
| Book / Page | 1786 / 19 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 4471 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 CHEROKEE ST, MURPHY, NC 28906-3192 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,115.00 | $145,370 (-) | $145,370 (-) Land $20,000 Building $125,370 |
| 2023 | $145,370 | $145,370 Land $20,000 Building $125,370 |
19 Ridge Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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