Cherokee County property record for 15 Ridge Ln, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 840 sqft Heated Area |
| Lot Size | 63,598 sqft (1.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,000 (2019) |
| Tax Bill | $1,027.00 (2025) |
| Primary APN | 459209076418000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 840 sqft Heated Area |
| Gross Area | 2,433 sqft Gross Area |
| 1st Floor | 840 sqft 1st Floor |
| Basement Area | 272 sqft Basement |
| Unfinished Basement | 272 sqft Unfinished |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 63,598 sqft (1.46 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 273 sqft Garage |
| Carport | Carport |
| Carport Area | 273 sqft Carport |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 272 sqft Patio |
| Porch Area | 96 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 49129 |
|---|---|
| Street Address | 15 RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-8614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 52-3 SEC 1 TARHEEL 1362/171 |
| Legal Subdivision | TARHELL PROPERTIES |
| Legal Tract | 52 |
| Legal Lot Number | 52-3 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 459209076418000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 19, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Feb 16, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Jan 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2019 · Amount on Record |
| Deed Sale | Jan 07, 2019 · Amount on Record |
| Deed Doc Number | 201955 |
| Deed Book / Page | 1604 / 541 |
| Prior Transfer Date | Jul 02, 2009 |
| Prior Transfer Doc | 1362/0171 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 01791/1002 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | 1791/1002 |
| Instrument | 5983 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 01744/1019 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 1744/1019 |
| Instrument | 5312 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 001704/242 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 1704/242 |
| Instrument | 1002 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1665/655 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 1665/655 |
| Instrument | 7167 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 07, 2019 |
| Property Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 01604/0541 |
| Book / Page | 01604 / 0541 |
| Map Reference | CAB B SL 194 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 00055 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 RIDGE LN, 15, MURPHY, NC 28906-8614 |
| Name | Verified Name |
|---|---|
| Address | 15 RIDGE LN, MURPHY, NC 28906-8614 |
| Document Number | 00056 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 00056 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 | $131,950 (-) | $131,950 (-) Land $26,000 Building $105,950 |
| 2023 | $131,950 | $131,950 Land $26,000 Building $105,950 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk to Homes | Moderate 40th percentile nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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