Cherokee County property record for 106 Ridge Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,170 sqft · built 2005 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Company Name on File |
| Last Sale | $279,000 (Sep 2022) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459205085042000 |
| Primary APN | 459205085042000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 198 ft deep x 165 ft wide |
| Terrain | Mountain |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 58472 |
|---|---|
| Street Address | 106 RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 TR 54 SEC 1 TARHEEL 1613/783 |
| Legal Tract | 54 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 459205085042000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12521 83RD LN N, WEST PALM BCH, FL 33412-2908 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 6045 |
| Deed Book / Page | 1720 / 1299 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 19, 2022 |
| Property Address | 106 RIDGE LN, MURPHY, NC 28906-8936 |
| Document Number | 01720/1299 |
| Book / Page | 1720 / 1299 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 6045 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 ROSEWOOD DR, 83, GEORGETOWN, SC 29440-9431 |
| Name | Verified Name |
|---|---|
| Address | 12521 NORTH RD # 33RD, WEST PALM BEACH, FL 33411 |
| Document Number | 0017201302 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 1720/1302 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 20, 2019 |
| Property Address | 106 RIDGE LN, MURPHY, NC 28906-8936 |
| Document Number | 01613/0783 |
| Book / Page | 01613 / 0783 |
| Instrument Date | May 13, 2019 |
| Instrument | 02160 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 WINDY HL, 635, HAMILTON, OH 45013-3666 |
| Name | Verified Name |
|---|---|
| Address | 504 CHARLES ST, CLAYTON, NC 27520-2255 |
| Document Number | 02161 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 02161 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 | $162,680 (-) | $162,680 (-) Land $21,000 Building $141,680 |
| 2023 | $162,680 | $162,680 Land $21,000 Building $141,680 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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