12 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 12 Prospect St, Gloucester, MA 01930 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Architecture Style	Other
Year Built	Built 1900
Square Footage	2,502 sqft Living Area
Lot Size	4,211 sqft (0.097 acres)
Last Sale	$46,000 (1978)
Tax Bill	$6,181.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0025 B:0076 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Units	3 Units
Building Area	2,502 sqft Living Area
Gross Area	4,828 sqft Gross Area
1st Floor	1,124 sqft 1st Floor
Attic Area	1,069 sqft Attic
Attic	1 Attic
Basement Area	1,124 sqft Basement
Unfinished Basement	1,124 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,211 sqft (0.097 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	12 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-3525
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Block	76
Jurisdiction	GLOUCESTER MA
Minor Civil Division	GLOUCESTER
Census Blockgroup	1
Census Block	1007
Census Tract	221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0025 B:0076 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12 PROSPECT ST, GLOUCESTER, MA 01930-3525
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 1978 · Amount on Record
Deed Sale	Jul 31, 1978 · Amount on Record
Deed Book / Page	6499 / 378
Last Transfer Date	Mar 14, 2025
Transfer Doc	0042617-23
Record Refreshed	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	12 PROSPECT ST, GLOUCESTER, MA 01930-3525
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042806-348
Date	Jun 30, 2025
Book Page	42806/348
Instrument	20250630005710

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,181.00 (+7.38%)	$635,900 (+7.49%) Land $132,300 Building $503,600
2024	$5,756.00 (-3.89%)	$591,600 (+4.62%) Land $126,000 Building $465,600
2023	$5,989.00	$565,500 Land $112,500 Building $453,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.