19 Phaedra, Laguna Niguel, CA 92677 Property Records

Orange County property record for 19 Phaedra, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,335 sqft · built 1995
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,240,000 (Nov 2004)
Tax Bill	$17,380 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-511-25`

Property Details

APN / Parcel Number

Primary APN	`653-511-25`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,335 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,800 sqft (0.156 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19 PHAEDRA
City	LAGUNA NIGUEL
State	CA
Zip	92677-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13255 BLK LOT 25
Legal Subdivision	PALACIO
Legal Tract	13255
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42331

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUTHER BURBANK SAVINGS
Jan 9, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2004 · Amount on Record
Deed Sale	Nov 30, 2004 · Amount on Record
Prior Sale	Oct 2, 2001 · Amount on Record
Deed Document Number	20041062568
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044

Mortgage

Document Number	0000127100
Date	Apr 1, 2022
Instrument	2022000127100

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	9.12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007137
Date	Jan 9, 2018
Instrument	2018000007137

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Document Number	0000007138
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 PHAEDRA LAGUNA NIGUEL CA 926779044, LAGUNA NIGUEL, CA 92677-9044

Mortgage

Document Number	0000007138
Date	Jan 9, 2018
Instrument	7138

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,763,016 (+2%) Land $1,278,561 Building $484,455
2025	$17,380.00 (+3.91%) Homeowner's exemption	$1,728,448 (+4.04%) Land $1,253,492 Building $474,956
2023	$16,726.00 (+14.29%) Homeowner's exemption	$1,661,331 Land $1,204,817 Building $456,514
2022	$14,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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