15 Phaedra, Laguna Niguel, CA 92677 Property Records

Orange County property record for 15 Phaedra, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,500 sqft · built 1995
Lot Size	0.135 acres (5,880 sqft)
Owner	Trust Name on File
Last Sale	$427,000 (Sep 1995)
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-511-27`

Property Details

APN / Parcel Number

Primary APN	`653-511-27`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,500 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	5,880 sqft (0.135 acres)
Garage Area	642 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15 PHAEDRA
City	LAGUNA NIGUEL
State	CA
Zip	92677-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13255 BLK LOT 27
Legal Subdivision	PALACIO
Legal Tract	13255
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42331

Owner

15 Phaedra is owner-occupied and held in a trust since July 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	15 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 1995 · Amount on File
Deed Sale	Sep 29, 1995 · Amount on File
Prior Sale	Sep 14, 1995 · Amount on File
Deed Document Number	1995427671
Last Transfer Date	Jul 30, 2020
Transfer Doc	0000384094
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082451
Date	Feb 26, 2020
Instrument	2020000082451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 18, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 5, 2020
Property Address	15 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Document Number	0000384094
Instrument Date	Jul 30, 2020
Instrument	2020000384094
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044

Mortgage

Document Number	0000384095
Date	Aug 5, 2020
Instrument	2020000384095

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 24, 2019
Property Address	15 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Document Number	0000540479
Map Reference	DOC 94-0530456
Instrument Date	Dec 10, 2019
Instrument	2019000540479
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044

Mortgage

Document Number	0000540480
Date	Dec 24, 2019
Instrument	2019000540480

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Phaedra was $7,339 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$747,362 (+2%) Land $249,032 Building $498,330
2025	$7,339.00 Homeowner's exemption	$732,708 Land $244,149 Building $488,559
2023	$7,061.00 (+1.96%) Homeowner's exemption	$704,257 Land $234,668 Building $469,589
2022	$6,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Phaedra in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Phaedra is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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