16 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 16 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,360 sqft · built 2013
Lot Size	0.059 acres (2,600 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Jul 2020)
Tax Bill	$5,020 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00526610-000000`

Property Details

APN / Parcel Number

Primary APN	`00526610-000000`
Alternative APNs	`28613900526610000000` `1645842`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,600 sqft (0.059 acres)
Lot Dimensions	50 ft deep x 52 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1645842
Old Parcel Number	28613900526610000000
Street Address	16 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 15 LT 5 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR210-408 OR1047-1043 OR1048-1846C OR1088-1807 OR2094-2292
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	15
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1021
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 ORANGE DR, KEY LARGO, FL 33037-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Warranty Deed, Transfer · VA Mortgage INNOVATIVE MORTGAGE SERVICES
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	2274036
Deed Book / Page	3033 / 449
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 22, 2020
Property Address	16 ORANGE DR, KEY LARGO, FL 33037-2500
Document Number	0030330449
Book / Page	3033 / 449
Map Reference	MB 3 PG 62
Instrument Date	Jul 21, 2020
Instrument	2274036
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 GIBRALTAR RD, 1003, KEY LARGO, FL 33037-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ORANGE DR, KEY LARGO, FL 33037-2500
Investor	Possibly a Property Investor

Mortgage

Document Number	0003033451
Date	Jul 22, 2020
Instrument	3033/451

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 25, 2019
Property Address	16 ORANGE DR, KEY LARGO, FL 33037-2500
Document Number	0029501786
Book / Page	2950 / 1786
Map Reference	MB 3 PG 62
Instrument Date	Feb 22, 2019
Instrument	2208244
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,569.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ORANGE DR, KEY LARGO, FL 33037-2500

Mortgage

Document Number	0002208245
Date	Feb 25, 2019
Instrument	2208245

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$538,257 (+10.1%) Land $208,715 Building $329,542	$538,257 (+10.1%) Land $208,715 Building $329,542
2024	$5,020.00 (+9.15%)
2023	$4,599.00 (+54.17%)	$488,868 (+45.16%) Land $197,730 Building $291,138	$488,868 (-0.66%) Land $197,730 Building $291,138
2022	$2,983.00 Homeowner's exemption	$336,772	$492,095 Land $197,730 Building $294,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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