17 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 17 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1984
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2021)
Tax Bill	$3,650 (2024)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00527790-000000`

Property Details

APN / Parcel Number

Primary APN	`00527790-000000`
Alternative APN	`1647039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,500 sqft (0.057 acres)
Porch	Open Porch
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1647039
Street Address	17 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 20 LT 20 AMD PLAT OF KEY LARGO PARK PB3-62 OR246-385 OR840-1440/41 OR869-146 OR884-2121 OR929-956 OR1080-2496 OR1096-633 OR1146-1742 OR1171-816/34 OR1199-1656 OR1643-520 OR1916-2330 OR2044-1202R/S OR2490-954 OR2899-1704/05 OR3091-1741
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	20
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1004
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

17 Orange Dr is owned by two individuals who bought it in April 2021.

Source: Monroe County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2074 COCOS LN, WINTER PARK, FL 32792-2067
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RAYMOND A LINK TRUST
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	20212315619
Deed Book / Page	3091 / 1741
Prior Transfer Date	Oct 4, 2010
Prior Transfer Doc	0024900954
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 ORANGE DR, KEY LARGO, FL 33037-2571
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	AGENT FOR WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028492454
Date	Apr 19, 2017
Book Page	2849/2454
Instrument	2119438

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2021
Property Address	17 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0030911741
Book / Page	3091 / 1741
Map Reference	MB 3 PG 62
Instrument Date	Apr 20, 2021
Instrument	2315619
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 PLAZA DEL RIO DR, 190, ST AUGUSTINE, FL 32084-8674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2074 COCOS LN, WINTER PARK, FL 32792-2067

Mortgage

Document Number	0030911743
Date	Apr 22, 2021
Instrument	3091/1743

Lender

Name	RAYMOND A LINK TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	107 Months
Due	Mar 29, 2030

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 5, 2018
Property Address	17 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0028991704
Book / Page	2899 / 1704
Map Reference	MB3 PG62
Instrument Date	Mar 15, 2018
Instrument	2162790
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MARIA ABE, KEY LARGO, FL 33037

Mortgage

Document Number	0002162791
Date	Apr 5, 2018
Instrument	2162791

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$397,333 Land $207,813 Building $189,520	$397,333 Land $207,813 Building $189,520
2024	$3,650.00 (+8.21%)
2023	$3,373.00 (+3.12%)	$367,363 (-0.49%) Land $196,875 Building $170,488	$367,363 (-0.49%) Land $196,875 Building $170,488
2022	$3,271.00	$369,182 Land $196,875 Building $172,307	$369,182 Land $196,875 Building $172,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Orange Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Orange Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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