20 Old Cross Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 20 Old Cross Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,034 sqft · built 2000
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$431,000 (Aug 2016)
Tax Bill	$15,674 (2024)
Deeds & Mortgages	Sep 2021 Refinance May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`335489 49-3-2`

Property Details

APN / Parcel Number

Primary APN	`335489 49-3-2`
Alternative APNs	`548904900000030020000000` `49-3-2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,034 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,470 sqft
2nd Floor Area	1,180 sqft
Upper Floors Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	91,476 sqft (2.1 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	386 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49-3-2
Street Address	20 OLD CROSS RD
City	WARWICK
State	NY
Zip	10990-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 2 HICKORY HOLLOW FARM LP MAP 145-98
Legal Subdivision	HICKORY HOLLOW FARM LLP
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3012
Census Tract	14502

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 OLD CROSS RD, WARWICK, NY 10990-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2016 · Amount on Record
Deed Sale	Aug 18, 2016 · Amount on Record
Prior Sale	Aug 17, 2000 · Amount on Record
Deed Book / Page	14094 / 1080
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	20 OLD CROSS RD, WARWICK, NY 10990-2905
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060503
Date	Sep 8, 2021
Book Page	15045/1106
Instrument	20210060503

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	20 OLD CROSS RD, WARWICK, NY 10990-2905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024983
Date	May 1, 2020
Book Page	14741/493
Instrument	20200024983

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,300 (-) Land $15,700 Building $52,600	$813,100 (+10.12%)
2024	$15,674.00
2023		$68,300 (-) Land $15,700 Building $52,600	$738,400 (+17.3%) Land $169,735 Building $568,665
2022		$68,300 Land $15,700 Building $52,600	$629,500 Land $144,702 Building $484,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

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