Harford County property record for 15 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1972 |
| Square Footage | 1,518 sqft Total Area |
| Lot Size | 3,910 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $342,000 (2021) |
| Tax Bill | $3,317.00 (2025) |
| Primary APN | 01-126725 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,518 sqft Total Area |
| Stories | 2 Stories |
| Utility Area | 72 sqft Utility Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,910 sqft (0.09 acres) |
| Depth X Width | 170 ft x 23 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 300 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 126725 |
|---|---|
| Street Address | 15 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 143 23/23X170 15 NEPTUNE DRIVE RUMSEY ISL P 25 P 23/67 |
| Legal Subdivision | RUMSEY ISLAND PART TWENTY FIVE |
| Legal Block | 88 |
| Legal Lot Number | 15,143 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-126725
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Jan 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| May 03, 2017 | Deed, Transfer · Conventional Mortgage HOWARD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | May 03, 2017 · Amount on Record |
| Deed Book / Page | 14688 / 1 |
| Prior Transfer Date | Jan 10, 2020 |
| Prior Transfer Doc | 0136600175 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 22, 2021 |
| Property Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0146880001 |
| Book / Page | 14688 / 1 |
| Map Reference | MB GRG23 FO 67 |
| Instrument Date | Mar 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | SANCTUARY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0000146888 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 14688/8 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 28, 2020 |
| Property Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0136600175 |
| Book / Page | 13660 / 0175 |
| Map Reference | MB GRG23 FO 67 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | MARYLAND LICENSED TTL PRODUC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0013660179 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 13660/179 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 03, 2017 |
| Property Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0123270357 |
| Book / Page | 12327 / 0357 |
| Map Reference | MB GRG23 FO67 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 12327-0357 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 123270364 |
|---|---|
| Date | May 03, 2017 |
| Instrument | 12327-0364 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,267 (+3.62%) | $338,700 (-) Land $123,000 Building $215,700 | |
| 2025 | $3,317.00 (+8.15%) Homeowner's exemption | $315,833 (+7.82%) | $338,700 (+11.27%) Land $123,000 Building $215,700 |
| 2023 | $292,933 | $304,400 Land $123,000 Building $181,400 | |
| 2022 | $3,067.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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